The phrase "Are you more ghetto than a 5th grader" is a play on the game show "Are You Smarter Than a 5th Grader?" but uses the term "ghetto" to ask about a person's background or cultural practices, not their intelligence. To answer the question, you would compare a person's experiences with a list of indicators often associated with certain cultural backgrounds, such as the examples found in the "You Might Be Ghetto" section of the candy lady's book. 

Here's a breakdown of the phrase:

• "Ghetto": In this context, it's not referring to the historical definition of a segregated area but rather to cultural practices or experiences. 
• "More than a 5th grader": This part draws a parallel to the game show, implying that a person might be more "ghetto" than a child who is still learning basic concepts. 

To determine if someone fits the description, you would look for things like:

• Eating sandwiches with unusual condiments, like mayonnaise or mustard without meat.
• Drinking water out of a mayonnaise jar.
• Freezing batteries for later use.
• Drying clothes on a fan. 

ARE YOU MORE GHETTO THAN A FIFTH GRADER?